Commercial Lending

Finance your project without an equity partner that will take a significant % of equity in your business/project, or
Help find you an equity partner if your project and situation needs one
Leverage your $ to maintain a higher level of liquidity which can be used as working capital, used to fund additional projects, or used to invest in any investment vehicle which can return a higher rate of return versus the interest cost of financing
Reduce your out-of-pocket $ to a bare minimum
Obtain hard money loans with a quick turnaround
Obtain very competitive rates using our domestic and international lenders
Financing available for domestic and international properties/projects

A&W Financial Solutions has a team that specializes in tailoring specific loan programs to our clients specific needs. Unlike many conventional financing programs A&W Financial Solutions is not limited by preset loan parameters and the number of lending resources to bring your loan to the closing table.

A&W Financial Solutions and it's team evaluates every project individually. We want to know about you, your project, and the financial goals you would like to accomplish. We then customize a financing plan to suit your needs.

Common Types of Loans

Some of the most common 'types' of loans include:

Commercial Real Estate

Construction/Development

Business Purchase

Business Refinance

Hard Money

Bridge Loans

Professional Practice Buy-Out

Working Capital Line Of Credit

Our loan programs include:

Summit Stated Income and Stated Asset Option
Summit Full Doc Option
Creative Strategies To Structure Your Loan Proposal

Common Types of Eligible Properties

This is not a pre-set exclusive list. This is simply a list of common property types. We will look at virtually any type of commercial property or project. If the loan 'makes sense', we'll find the solution.

Mixed Use

Apartments

Condos

Self Storage

Retail Buildings

Office Buildings

Warehouse/Light Industrial

Automotive

Day Care

Campgrounds

Trailer/Mobile Home Parks

Funeral Homes

Hotels/Motels

Restaurants

Churches

And more...

Get Pre-Qualified

We make it quick and simple to do business with us. Here are the 2 easy steps you need to take to get on your way to funding your commercial property or project through our 'Preview' process at no cost to you. You will be working closely with your Loan Consultant through these steps.

Complete (Type-in) our Commercial Executive Summmary Form (MS Word format, found at the bottom of the page) and submit it to Your Commercial Loan Consultant or us via e-mail or fax with Your Loan Consultant name at the top. E-mail to info@awfinancialsolutions.com. Or fax to (602) 971-2989. We will 'Preview' your package at no cost to you to find out the specific facts relating to your project. Remember, lenders care about facts...so we need the most factual, verifiable information you can provide**.
After the Preview, your commercial loan consultant will contact you for a conference call with our corporate office for the details about your project. On that call, we should be able to give you a verbal confirmation on whether or not we can use our creative strategies and solutions to help you get your project funded tailored to your needs. If we believe we can, then we will request some additional documentation required by all lenders in order to formally submit your loan proposal. After we receive the required documents, we will send out 1) an LOI (Letter Of Interest) to you usually within 2 business days (some types of projects may require up to 5 days for the LOI), and 2) a copy of our Broker Agreement.

To Move Forward And Get Your Final Approval
And Your Project Funded

5 Simple Steps

Once you receive the LOI and our Broker Agreement, you need to review the loan terms and conditions listed on the LOI. Your commercial loan consultant will help answer any questions concerning these documents. A conference call may be set up again with you, your consultant, and our corporate office to discuss the details and answer any questions you may have.
To move forward with your loan, you need to fax, email, or mail the Letter of Interest,the Broker Fee Agreement, and any additional requested documentation to A&W Financial Solutions. As soon as we receive all these forms, we will submit your final loan proposal to our lender(s).
The lender(s) will then review your loan proposal and issue a formal 'Letter Of Commitment' to you in writing and they will let you know about any additional documentation they may need.
Once they receive all of the documentation they requested, they will order the due diligence on your project and begin underwriting the loan.

At final approval, a closing day and time will be set to fund your loan.

Documents Needed To Issue An LOI

Please note that each of the forms below are in MS EXCEL format. When you download the forms below, simply click on the link, then choose 'Save' to save it to your computer in whatever file folder you choose. Then, you can complete the form on your computer, save it, then e-mail it in to us when completed.

Copy of the Purchase & Sale Contract
Property Photos (If available)
2 Yrs Business and Personal Tax Returns (Full Doc loans only)
Income and Expense Form (This form encompasses last 2 yrs)
Multi-family (5+ units) Rent Roll Form (Income Producing Property only), OR
Commercial Property Rent Roll Form (Income Producing Property only)
Owner Occupied Supplemental Application (Owner occupied properties only)
In addition to these common documents, we will also need to know the following:
Area description of property/project
How much cash-on-hand is available for down payment
Credit scores of owners/principals

We should have your answer within 2-5 business days. Please fax or e-mail the completed required documents to A&W Financial Solutions

**The information will be kept strictly confidential and will be used solely for the purpose intended. Your information will not be shared with any other company, person or entity that is not directly affiliated with A&W Financial Solutions for the purpose of obtaining a commercial loan.

Forms needed

*Commercial Executive Summary Form needs to be type in.

*For the potential customer who does not own the land/building in which they reside, please fill out the Business Loan Questionnaire.(MS Word Format)